The Collateral Source Rule in Vermont Injury Claims

Can you recover medical expenses your health insurance already paid? Vermont's collateral source rule often says yes.

What the Rule Means

Under the collateral source rule, the fact that your own insurance paid some of your medical bills generally does not reduce what the at-fault party owes. The wrongdoer should not benefit from coverage you paid for.

Liens and Reimbursement

Payers that covered your treatment may assert liens or reimbursement rights against your recovery. An attorney can often negotiate these down, increasing your net recovery.

Why It Matters

The rule can meaningfully affect the value of a claim, which is one more reason careful handling of medical bills and liens is important.

This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Vermont attorney.